Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Preparing the Future Generation Discover why we need to plan the future for future generations today. The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer. When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases.